Terms & Conditions | SmartGalaxy

Last updated: March 27, 2026

1. Acceptance of Terms

By accessing and using SmartGalaxy's website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

2. Products and Services

SmartGalaxy provides digital study materials, mock tests, and online courses for competitive examination preparation. All products are delivered digitally and are subject to the following conditions:

PDF products are available for immediate download after successful payment
Download links are valid for 60 minutes from the time of purchase
Courses are accessed through our online platform
All digital products are for personal use only

3. Payment Terms

All payments are processed securely through Razorpay. By making a purchase, you agree to:

Provide accurate payment information
Pay all applicable fees and charges
Accept our refund policy as stated

4. Intellectual Property

All content, including study materials, mock tests, and course content, is the intellectual property of SmartGalaxy. You may not:

Reproduce, distribute, or share our content without permission
Use our materials for commercial purposes
Modify or create derivative works from our content

5. User Responsibilities

As a user, you are responsible for:

Maintaining the confidentiality of your account
Using our services in compliance with applicable laws
Not sharing your purchased materials with others

6. Limitation of Liability

SmartGalaxy shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services. Our total liability shall not exceed the amount paid for the specific product or service.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

8. Contact Information

For any questions regarding these terms, please contact us: